Avoid ATM fees like the plague
It may seem obvious to many of you, but I can’t tell you how many struggling young friends I have who get cash out of any old ATM with no consideration for the fees.
No, people! No no no no no!
The fees can cost you anywhere from $1 to $3. If you get money out every week, you could be losing over $150 per year in fees. If you’re not financially secure, that’s a lot of money – think of it in terms of utility bills. Would you make an effort to go only to certain ATMs if it meant three months of free electricity?








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